Learning how to manage money can feel overwhelming at first — but you don’t have to figure it all out alone. Thanks to podcasts and YouTube, you can access free, high-quality financial education anytime, anywhere. Whether you’re commuting, cleaning, or relaxing, you can learn how to budget, save, invest, and build wealth just by listening or watching.
This guide highlights the best beginner-friendly podcasts and YouTube channels that explain money topics in simple, engaging, and relatable ways.
Why Learn About Money Through Podcasts and YouTube?
- It’s free: No tuition, no subscriptions (unless you choose).
- It’s accessible: Learn on the go — in your car, gym, or kitchen.
- It’s beginner-friendly: Creators often break down complex topics into bite-sized content.
- It’s relatable: Many hosts share their personal financial journeys, including struggles and wins.
Let’s explore the best resources for every kind of financial learner.
Top Financial Podcasts for Beginners
1. The Ramsey Show
Host: Dave Ramsey and team
Why it’s great: Offers tough-love advice on budgeting, debt, and building wealth. Features live callers asking real financial questions.
Best for: Those focused on getting out of debt and mastering budgeting.
2. So Money
Host: Farnoosh Torabi
Why it’s great: Interviews with financial experts, entrepreneurs, and celebrities. Combines money with mindset, career, and life goals.
Best for: Listeners who want money advice with a motivational tone.
3. Afford Anything
Host: Paula Pant
Why it’s great: Explores how to make smarter choices with time and money. Strong focus on financial independence and real estate investing.
Best for: Those interested in FIRE (Financial Independence, Retire Early).
4. ChooseFI
Hosts: Brad Barrett and Jonathan Mendonsa
Why it’s great: Practical advice on frugal living, investing, and early retirement. Features guest stories and actionable steps.
Best for: Beginners who want to optimize finances without extreme frugality.
5. Money Confidential
Host: Stefanie O’Connell Rodriguez
Why it’s great: Each episode tackles a specific money issue (student debt, emotional spending, saving for big goals).
Best for: Young adults navigating real-life financial challenges.
Top YouTube Channels for Financial Beginners
1. Graham Stephan
Why it’s great: Straightforward explanations of investing, real estate, and personal finance from a former real estate agent turned millionaire YouTuber.
Style: Analytical but accessible.
Best for: Learning about money from a millennial perspective.
2. The Financial Diet
Why it’s great: Offers money tips especially for women and people in creative fields. Covers budgeting, spending, and career advice.
Style: Stylish, relatable, and beginner-friendly.
Best for: Financial education with a lifestyle focus.
3. Nate O’Brien
Why it’s great: Minimalist approach to money, investing, and productivity. Calm tone and actionable tips.
Style: Clean visuals and simple advice.
Best for: Those who prefer a low-stress approach to money.
4. Minority Mindset
Host: Jaspreet Singh
Why it’s great: Energetic, engaging videos on building wealth, avoiding debt traps, and investing. Breaks down complex topics in a fun way.
Style: High energy with humor.
Best for: Viewers who want to learn fast without being bored.
5. Erin Talks Money
Why it’s great: Focuses on money mindset, credit building, and smart money habits for beginners.
Style: Conversational and motivational.
Best for: Those looking for beginner tips with a personal touch.
How to Get the Most Out of These Resources
- Subscribe to your favorites so you never miss an episode or video.
- Take notes on actionable tips and strategies.
- Apply what you learn — start a budget, automate savings, open an IRA.
- Share with friends or family to stay motivated and accountable.
- Set a learning goal: One episode or video a day = huge progress over time.
Bonus: Finance Content by Topic
Looking for something specific? Here are some content creators known for focused topics:
- Investing: Andrei Jikh, The Plain Bagel (YouTube)
- Budgeting & debt: Budget Girl (YouTube), The Budgetnista (podcast)
- Financial independence: Mr. Money Mustache (blog + podcast appearances)
- Side hustles & entrepreneurship: Ryan Scribner (YouTube), Side Hustle Nation (podcast)
Start Small, Learn Consistently
You don’t need to binge hours of content to get results. Start with one or two podcasts or channels, and commit to learning 5–10 minutes a day. Over time, you’ll develop the knowledge, mindset, and confidence to take control of your money.